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Present 10% and Above Money Again Presents for October 2022



For this month, the Tangerine prolonged their provide until mid November. The HSBC gives are up subsequent to expiry. Lastly, the American Categorical SimplyCash Most popular Card is now taken off the everlasting gives. The is one other reminder that everlasting gives will be terminated at any cut-off date, versus short-term gives which have a identified expiry date.

Understand that we nonetheless have the Prime Money Again Credit score Playing cards web page, which incorporates everlasting and short-term gives in the event you want to see a extra full checklist of playing cards, not simply playing cards that provide not less than 10% money again.

Be aware that we have now cut up up the checklist into short-term (restricted time) and everlasting gives (indefinite, however can finish any time with out discover).

Momentary 10% and above money again gives

These are firms that presently provide 10% money again bonuses with particular finish dates. We listed the playing cards based mostly on the expiry dates of the promotion by placing the newest one on prime.

October 2022

HSBC Money Rewards MasterCard® (non-QC residents solely)*

  • No annual payment
  • Earn an extra 12.5% money again on all purchases for the primary 180 days (as much as $1,000 in complete purchases) (apply by October 31, 2022
    • Earn as much as 14% money again on eligible on-line purchases
    • Earn as much as 13.5% money again on eligible gasoline, grocery and drugstore
    • Earn as much as 13% money again on all different on a regular basis purchases
  • Ongoing money again earnings after the primary 180 days:
    • 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
    • 1% money again on gasoline, grocery and drugstore purchases.
    • 0.5% money again on (nearly) every thing else
  • *Phrases and Situations apply
  • ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to license.

Since there isn’t a annual payment and the very best money again class offers 14% money again on $1,000 in spending, there’s a most of $140 (14% x $1,000) money again within the first yr. 

HSBC Money Rewards Mastercard (QC residents solely)*

  • No annual payment
  • Earn $125 money again on protecting account open and lively for six months (apply by October 31, 2022)
    • Earn 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
    • Earn 1% money again on gasoline, grocery and drugstore purchases.
    • 0.5% money again on (nearly) every thing else
  • *Phrases and Situations apply
  • ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to license.

Since there isn’t a annual payment, there’s a $125 money again with none spending requirement within the first yr.

Scotia Momentum Visa Infinite Card

  • $120 annual payment (first yr payment waived for making use of earlier than October 31, 2022)
  • $50 annual payment for a supplementary cardholder
  • Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than October 31, 2022)
  • Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
  • Earn 2% money again for each $1 spent on gasoline and every day transit
  • Earn 1% money again for each $1 spent on all different purchases
  • Have not less than $60,000 in private annual revenue, $100,000 in annual family revenue or $250,000 in property underneath administration

Because the $120 annual payment is waived, the web most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr.

November 2022

Tangerine Cash-Again Credit score Card

  • No annual payment
  • Earn 15% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than November 18, 2022)
  • Earn 2% money again on alternative of two classes (third alternative in the event you deposit the money again into your Tangerine Financial savings Account)
  • Earn 0.5% money again on all different purchases

Since there isn’t a annual payment, the whole 15% money again on all spending is $150 (15% x $1,000) money again within the first yr.

Tangerine World MasterCard

  • No annual payment
  • Earn 15% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than November 18, 2022)
  • Earn 2% money again on alternative of two classes (third alternative in the event you deposit the money again into your Tangerine Financial savings Account)
  • Earn 0.5% money again on all different purchases

Since there isn’t a annual payment, the whole 15% money again on all spending is $150 (15% x $1,000) money again within the first yr.

December 2022

BMO CashBack World Elite MasterCard

  • $120 annual payment (waived the primary yr for making use of earlier than December 6, 2022)
  • Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than December 6, 2022)
  • Earn 1.5% money again on all purchases
  • Have not less than $80,000 in private annual revenue or $150,000 in annual family revenue

Because the $120 annual payment is waived, the web most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr.

  • $120 annual payment (first yr payment waived in the event you apply earlier than Might 28, 2023)
  • $50 annual payment for supplementary cardholders
  • Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending or $200 in money again) (apply earlier than Might 28, 2023)
  • Earn 3% money again on gasoline, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
  • Earn 1% money again on all different purchases
  • Have not less than $60,000 in private annual revenue or $100,000 in annual family revenue

Because the $120 annual payment is waived, the web most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr

Everlasting 10% and above money again provide

And there there was one. There is just one everlasting 10%+ money again provide with no expiry date.

  • No annual payment
  • Earn 10% money again on eating places and bars purchases on as much as $500 in spending or inside the first 4 months (whichever comes first)
  • Earn 4% money again on eating places and bars (after the bonus provide expires)
  • Earn 1.5% money again on gasoline, groceries, drugstore purchases and pre-authorized funds
  • Earn 0.5% money again on all different purchases
  • Have not less than $15,000 in private annual revenue

There is no such thing as a annual payment, so the web most 10% money again on restaurant and bars spending is $50 (10% x $500) money again within the first yr.

Additionally, be aware that we even have two different prime month-to-month lists ongoing:

Did we miss any bank cards? Please tell us within the remark part under!


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