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HomeCredit CardKotak League Platinum Credit score Card Evaluate – CardExpert

Kotak League Platinum Credit score Card Evaluate – CardExpert

Kotak Mahindra Financial institution has many entry-level bank cards however the League Platinum card is the most effective amongst, but difficult in a manner. Right here’s the entire evaluation of the Kotak League Platinum Credit score Card,


Kind Entry-Stage Credit score Card
Reward Fee 0.66% – 3.33%
Annual Price 499 INR + GST
Greatest for Annual spends of upto 2.5 Lakhs
USP Milestone Profit

Whereas Kotak league Platinum Credit score Card is an entry-level bank card, it additionally has the flexibility to serve you with rewards nearly as good as a premium bank card.

It’s an exquisite alternative not just for entry-level clients, but in addition for Premium clients holding a number of bank cards with a necessity to carry a Kotak Credit score Card to avail the service provider/festive gives infrequently.


Becoming a member of Price 499 INR+GST
Welcome Profit Rs.500 Film voucher
Renewal Price 499 INR+GST
Renewal Price Waiver Spend > 50,000 INR

The requirement for renewal payment waiver is fairly good for the rewards & advantages the cardboard comes with.


Ongoing Rewards

Annual Spend Spend Kind Rewards / Rs.150 Reward Fee
< 2 Lakhs Common Spends 4 0.66%
< 2 Lakhs Particular Classes 8 1.33%
> 2 Lakhs All Spends 8 1.33%
  • 1 Reward Level = 0.25 INR
  • Particular Classes: Journey Companies & Tour Operators, Package deal Tour Operators, Airways and Air Carriers, Electrical Gross sales, Sturdy Items, Departmental Shops.

If I perceive it proper, if you happen to’re not spending on particular classes, you’d get 0.66% till you attain 2L annual spend after which 1.33% for spends past 2 Lakhs.

Milestone Rewards

SPEND Spend Interval Rewards Worth Financial savings
1,25,000 INR 1st Jan – thirtieth June 10,000 RP 1,000 INR 0.8%
1,25,000 INR 1st July – thirty first Dec 10,000 RP 1,000 INR 0.8%
  • Milestone profit: 4 free PVR tickets (or) 10,000 reward factors
  • PVR Ticket Max. Worth: 400 INR

In order you may see, 10K factors choice is smart to most, over PVR vouchers. However 10K RP is transformed to 40% (for unknown causes) so it’s 4K RP which supplies worth of Rs 1000, as a substitute of the anticipated 2500 INR.

What this implies is that if you’ll be able to obtain the milestone spends, your reward price may be as excessive as ~2.1% (spends on particular classes, difficult although) or at-least ~1.5% which continues to be good for a card of this vary.

Different Advantages

All Kotak Credit score Playing cards comes with few different advantages like:

  • Railway Surcharge Waiver: Most railway surcharge waiver allowed is 500 INR / calendar yr.
  • Gasoline Surcharge Waiver: Relevant on transactions between 500 INR and 3000 INR. Most gas surcharge waiver is 3500 INR / calendar yr.


Kotak League Platinum bank card is a reasonably good bank card if you happen to can hit the milestone spends, as getting >2% return on an entry-level non co-branded bank card at this payment level isn’t simple.

So Kotak League Platinum card is probably among the best entry-level bank card you may have with Kotak Mahindra Financial institution.

Do you maintain Kotak League Platinum bank card? Be at liberty to share your experiences within the feedback under.



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