Saturday, November 19, 2022
HomePeer to Peer LendingInterview With Björn Kombächer, Nation Supervisor for Germany

Interview With Björn Kombächer, Nation Supervisor for Germany

Björn, how did you truly come to Estateguru?

I turned conscious of the emptiness by a headhunter company from Hamburg, and the job profile appealed to me instantly. After I took a better take a look at the place and the corporate, I used to be instantly enthusiastic. I keep in mind the recruitment course of particularly very positively as a result of there have been a number of private interviews, for which I used to be invited each to Berlin and to the headquarters in Tallinn. I discovered this very appreciative and supportive as a result of it gave me a complete impression of what Estateguru is all about: A global working surroundings, a spontaneous and open group and the all the time shut cooperation with the headquarters.

What in the end satisfied you to affix Estateguru as Nation Supervisor for Germany?

Estateguru has repeatedly developed its enterprise mannequin over the past ten years, pursued a formidable growth course and likewise proved itself in the marketplace in the course of the turbulent Corona years. Regardless of the already profitable observe report, as Nation Supervisor of Germany, I nonetheless have the prospect to actively construct up and additional develop an vital key market. I just like the open, communicative and, as already talked about, worldwide approach of working, that fits my nature. It’s extremely enriching to study from totally different cultures and dealing kinds. Apart from Germany and Estonia, Estateguru has workplaces in Finland, Latvia, Lithuania, Armenia and – a brand-new addition – the UK. For me, the step to Estateguru was subsequently the fitting approach to have the ability to work much more internationally and to develop myself additional.

Other than the internationality, what else do you respect about Estateguru as an employer?

Estateguru and all workers have the braveness to completely change themselves. The corporate continuously displays on itself. By means of the free and open approach of working and the lived tradition of errors, which is an integral a part of Estateguru, all of us have the chance to study from one another. We will attempt issues out and let one another take part to find options. With that in thoughts, we additionally generally pursue approaches that we didn’t have in our personal repertoire earlier than. And all of this in an thrilling, growing trade.

What appeals to you personally concerning the work and the enterprise mannequin?

I come from a conventional asset supervisor background and have additionally labored within the banking surroundings. Estateguru is a FinTech that may be very digitally oriented. Attending to know this personal world appeals to me. The particular factor is that regardless of all of the technologisation, individuals are positioned on the centre of the work. This mix of each individuals and digitality, plus a quickly rising firm with a enterprise mannequin that’s distinctive within the pan-European market, this actually is enjoyable.

How do you classify Estateguru’s enterprise mannequin? How will it develop sooner or later?

The subjects of digitalization and pace within the improvement and growth of recent enterprise fashions and revolutionary expertise have performed a task in Estonia for for much longer than in our nation. The Baltic nation is subsequently additionally higher digitally developed. In opposition to the background of a smaller home market, many Estonian corporations needed to develop internationally early on. Estateguru’s enterprise mannequin has discovered a distinct segment within the European market that matches the zeitgeist individuals are on the lookout for: Readability and transparency in lending for debtors on the one hand, a significant funding case for personal {and professional} buyers on the opposite, and a mature platform that allows fast and simple mortgage requests and investments. In the long run, we wish to leverage the digital potential throughout Europe and develop a digital and borderless ecosystem for actual property financing and funding. Due to this fact, I anticipate the corporate to develop extraordinarily positively sooner or later.

What has been your finest expertise at Estateguru thus far?

My most rewarding expertise at Estateguru has been the method we have now skilled as a group over the past 4 months. We proceed to develop collectively each day and regardless of – or perhaps due to – many backgrounds of the person workers, we type an amazing group that has large plans collectively. By means of our agile each day routine, we have now to beat and reprioritize new challenges collectively each day and thus develop past ourselves. Our team-building occasion in Croatia just lately, the place we carried out change administration workout routines, was significantly profitable. That actually introduced us all even nearer collectively.

What does a typical working day in a group appear to be – if there’s such a factor?

All the time totally different from what you anticipate. Each day has new surprises in retailer and, as I simply talked about, that shapes the best way we work collectively. Each day, sudden duties are arising in order that we discover ourselves in a everlasting change course of. So, there isn’t any such factor as a typical working day. We now have many appointments each day, however no conferences for the sake of conferences. We all the time have a transparent objective in thoughts. With a espresso in between, joint lunch breaks or dinners, we ensure that we take time to recurrently alternate concepts and likewise loosen up collectively, and regardless of the each day hustle and bustle, we all the time give attention to the well-being of our workers.

What strategic targets have you ever set for Estateguru in Germany?

We wish to perceive our clients, each debtors and buyers, even higher, win institutional buyers and proceed to develop, however not – and that is significantly vital to me – on the expense of our shoppers. We’re taking everybody with us on our journey and wish to develop in the fitting route collectively.

Describe your group in three phrases. What do you significantly respect about it? 

110 per cent dedication, loyalty and quite a lot of empathy. My group actually has to have the ability to deal with quite a lot of change. However that’s what all of them reside and work for. My group handles the duties very responsibly. My workers respect the liberty they’ve. I discover the excessive stage of belief we have now constructed up very worthwhile as a result of it means we will depend on one another and everybody enjoys working collectively. All of us have the identical imaginative and prescient in thoughts and pursue the identical objective collectively each day.

And at last, a couple of phrases about you personally: What’s your good steadiness to work? And what was your first private funding?

My good steadiness is time with my household. I additionally prefer to go kiting and crusing as a result of there I can simply change off and neglect the world round me. By the best way, my first funding additionally gave me an 8 p.c return, identical to Estateguru does for our buyers in the present day. Solely again then it was nonetheless a conservative, high-interest financial savings bond.



Please enter your comment!
Please enter your name here

Most Popular

Recent Comments