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Full Information to the flybuys Rewards Program


Right here in Australia, the flybuys rewards program is a well-liked and versatile factors program. You possibly can earn factors in your Coles grocery store store (and loads of different locations) and redeem them with a variety of program companions. Whilst you don’t must have a bank card to earn flybuys, Coles does supply a collection of flybuys incomes playing cards with gives that may enhance on a regular basis factors incomes. Right here’s what you’ll want to know to earn factors utilizing the flybuys rewards program.

Editor’s be aware: All charges, charges and gives right on the time of publication as of fifth October 2021

  💳   Incomes flybuys rewards factors with 

  • On the Coles No Annual Payment Mastercard, you’ll earn 0.5 flybuys factors per $1, whereas paying out no annual charge. Extras embrace buy safety and a private concierge on the platinum card possibility (offered to candidates who meet sure eligibility necessities).
  • On the Coles Rewards Mastercard, you’ll earn 2 flybuys factors per $1 as much as $3,000 per assertion interval, then 1 flybuys level per $1. There isn’t a annual charge within the first 12 months, after which, it reverts to $99. You’ll get 40,000 bonus flybuys factors or $200 off instore while you spend $1,500 within the first 60 days. Extras embrace a private concierge on the platinum card, and no worldwide transaction charge.


Other than incomes factors in your bank card, you possibly can earn factors when purchasing at Coles supermarkets and different shops inside the Coles Group, comparable to Kmart and Goal. You too can earn factors when spending at flybuys companions. flybuys adjustments up its bonus factors offers and promo gives recurrently, so it’s a good suggestion to keep watch over your on-line account.

  🛒   Redeeming your flybuys factors

When redeeming factors on the flybuys program, you possibly can:

  • Get cash off on the checkout, the place 2,000 flybuys factors equal $10.
  • Store the Rewards Retailer to learn from free Australia-wide transport, numerous promos and gross sales, and Factors Plus Pay.
  • Select from a spread of reward playing cards, the place 10,000 factors equal $50 in reward card worth.
  • E-book journey through flybuys Journey.
  • Switch to the Velocity program at a fee of two:1, the place 1,000 flybuys factors equals 500 Velocity Factors.

  💰   Getting worth on your flybuys factors

So, what are you able to anticipate when it comes to worth?

Coles No Annual Payment Mastercard (0.5 factors per $1, no annual charge, buy safety and private concierge on platinum).

    • On a month-to-month spend of $1,000, you’ll earn 500 factors every month, or 6,000 factors per 12 months, equal to $30 off at checkout, or $30 in reward card worth.
  • On a month-to-month spend of $2,500, you’ll earn 1,250 factors every month, or 15,000 factors per 12 months, equal to $75 off on the checkout, or $75 in reward card worth.

Coles Rewards Mastercard (2 factors per $1 as much as $3,000 per assertion interval, then 1 level per $1, no annual charge within the first 12 months, then $99, private concierge on platinum, no worldwide transaction charge, bonus factors).

    • On a month-to-month spend of $2,500, you’ll earn 5,000 factors every month, or 60,000 factors per 12 months, equal to $300 off on the checkout, or $300 in reward card worth.Factoring within the intro bonus on supply, you’ll get pleasure from a further $200 of worth within the first 12 months, so $500 general.
  • On a month-to-month spend of $5,000, you’ll earn 8,000 factors every month, or 96,000 factors per 12 months, equal to $480 off on the checkout, or $480 in reward card worth.Factoring within the intro bonus on supply, you’ll get pleasure from a further $200 of worth within the first 12 months, so $680 general.

  ⚖️   The decision on Coles flybuys bank cards

The worth provided on the no annual charge card is restricted, however is a low-cost possibility that may really feel safer for these dipping a toe into bank cards. The next spend on the basic card possibility may supply a pleasant return, however keep in mind its factors shaping. Its bonus factors supply is interesting – however what is going to actually win you factors on this program is attending to know the place to seek out promo offers and factors boosters. The flybuys rewards program is likely one of the most versatile factors applications on supply with a number of methods to earn throughout your common spending.

Picture supply: Getty Pictures

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