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Are you ready for dengue fever?

In case you missed the information, Singapore has been declared to be in an “emergency part” as a result of steep rise within the variety of instances for dengue fever. In case you get bitten, be sure to’re already lined by your insurer (or join dengue cowl to get protected totally free) and follow the next prevention steps in your house.

Final month, our Minister of State for Dwelling Affairs warned that Singapore had reached an “emergency part”, given the steep enhance within the variety of instances on a weekly foundation.

The present variety of dengue instances has exceeded 15,000 – with 378 clusters and 139 dengue-alert areas categorised by NEA* as crimson hazard zones. That features my property 🙁

*Numbers correct as of 27 June. Test the newest updates from NEA right here.

Whereas the signs of dengue are much like the widespread flu, the most important tell-tale indicators are rashes, bleeding and/or bruising even from gentle knocks or bumps. It’s because dengue causes your platelet rely to drop, which impacts your pure blood-clotting skills.

Picture supply: Mount Elizabeth Hospital

For some individuals, getting bitten might ultimately end in hospitalisation. By now, you’ll have already seen the unlucky information about the 82-year-old lady who efficiently evaded COVID-19 through the pandemic however ultimately succumbed to dengue. The vital part is usually from Day 3 – 6 of the sickness (though precise development timelines might differ), the place even when your fever begins to subside, your platelet rely might the truth is be dropping considerably.

Beforehand, when my father-in-law was stricken with dengue, he needed to go to the physician repeatedly for blood exams and was advised that if his platelet rely dropped too low (beneath 80k per ml), he would require hospitalization. For reference, regular ranges are round 150k to 450k per ml. That’s as a result of with a diminished blood clotting skill, the physique can go into shock, inner bleeding, organ failure and even dying.

And should you assume you’re immune this time since you received it earlier than, that might not be the case as a result of there are 4 totally different serotypes (aka. strains) of dengue virus: DENV-1, DENV-2, DENV-3 and DENV-4. Though recovering from one serotype typically offers lifelong immunity in opposition to it, this doesn’t lengthen to the opposite serotypes, that means that a person can doubtlessly be contaminated with dengue as much as 4 instances.

The present dominant serotype circulating in Singapore proper now’s DENV-3, which was beforehand unusual and thus much less immunity inside our inhabitants in opposition to it. In any case, previous to 2020, DENV-3 was not the dominant serotype throughout earlier main dengue outbreaks within the final 3 many years. 

How a lot might dengue value?

For delicate instances, you’ll solely want to fret about the price of blood exams and session charges – this may be anyplace between $20 for a seek the advice of to $120 (if a blood take a look at is required) through the general public route (additionally is determined by how a lot your physician fees).

Nonetheless, if you find yourself in hospital, the payments can climb increased. For a current affected person, her medical payments crossed $126,000 final month as a consequence of hospitalisation and rehab charges.

In fact, not all instances might value that a lot. In keeping with AIA Singapore, they paid out over $200,000 in claims for dengue fever prices within the yr 2020 (which was the final main dengue outbreak). The precise prices incurred will finally rely in your physique, your current well being situations and the way the an infection progresses as nicely.

In fact, the excellent news is that you simply don’t must bear the medical payments by your self, as dengue fever is a situation that you could doubtlessly declare out of your insurance coverage.

Be sure you can declare out of your insurance coverage

If you happen to haven’t already executed so, please examine in case your insurance coverage covers you for dengue fever. Most complete private accident plans – equivalent to AIA’s Solitaire PA – ought to cowl it, however not all do, so examine your T&Cs to make certain.

If you happen to want protection in opposition to dengue fever, you will get it now totally free (for a restricted time solely).

In AIA’s case, their newest no-cost dengue cowl plan offers for:

  • $1,000 hospitalisation revenue profit as a consequence of dengue fever*
  • $100 non-hospitalisation profit upon analysis with dengue fever^
  • $10,000 lump sum dying profit as a consequence of accident or dengue fever^

* Be aware: Minimal 6-hour hospital keep is required
^A ready interval of 10 days applies for dengue fever earlier than this profit will likely be payable. Dengue have to be identified in Singapore by a Registered Medical Practitioner.

The coverage is fairly simple, however it’s also possible to learn the total record of T&Cs right here.

My husband and I’ve already signed up for ours. Hurry, get yours right here at this time.

Stop dengue at residence by practising B-L-O-C-Ok and S-A-W

With most of us on a hybrid work association today, you wouldn’t need your home to be a breeding floor for the Aedes mosquitoes, so be sure to follow B-L-O-C-Ok at the least as soon as each few days.

All of the beneath photographs are sourced from NEA.

And should you’re residing in a crimson zone (like I’m) which suggests there’s a excessive inhabitants of Aedes mosquitoes in your space, attempt practising S-A-W to stop your self from being bitten.

In my family, we additionally use an electrical mosquito bat to swat these pesky mosquitoes every time we see them! Most provision outlets promote it, but when not, it’s also possible to order on-line.

I additionally stick mosquito repellent patches on my youngsters every time they head out! Whereas it isn’t 100% efficient, however it does assist to discourage (or scale back) the variety of bites they’d in any other case have gotten with out the stickers.

Stop AND shield. That’s the perfect we are able to do.

To assist Singaporeans within the combat in opposition to dengue, AIA is giving freely FREE dengue cowl, restricted to the primary 100,000 insurance policies solely. The coverage protects you and your family members (as much as a most of seven dependents) till 31 August 2022.

Signal as much as be protected in opposition to dengue fever for FREE right here by 31 July 2022.

If you happen to’ll like extra, it’s also possible to meet up with an AIA Monetary Providers Marketing consultant for a overview (by 31 August) and obtain a complimentary $10 GrabFood voucher.

T&Cs apply. Protected as much as specified limits by SDIC. This commercial has not been reviewed by the Financial Authority of Singapore. The insurance coverage are underwritten by AIA Singapore Non-public Restricted (Reg. No. 201106386R ("AIA"). All insurance coverage purposes are topic to AIA's underwriting and acceptance. You're suggested to learn the coverage contracts for the exact phrases and situations of those plans, together with exclusions whereby the advantages beneath these plans might not be paid out.  



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