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10 Methods to Convert a Visa Present Card to Money

You probably have a Visa present card, you is perhaps questioning methods to convert it to money. In any case, money may be extra versatile than plastic.

Whereas you should utilize a Visa present card for a lot of purchases, you may’t use it for all the pieces. 

We’re sharing a number of methods to transform Visa present playing cards to money. Use the concepts that work finest for you so that you just get some further money rapidly. 

The right way to Trade Visa Present Playing cards for Money

Exchanging your Visa present playing cards for money might require artistic considering, however it’s doable. Listed here are a number of the finest methods to make use of a Visa present card like money.

1. Add It to Your PayPal Pockets

paypal homepage

Whether or not you’ve a Vanilla Visa present card or one other kind of card, PayPal gives an choice so as to add these present playing cards to your PayPal pockets. Simply enter the present card quantity and different info so as to add it to your account.

As soon as the present card steadiness clears, you should utilize the cash to pay for purchases through PayPal. Alternately, you may ship the cash to a pal or your individual checking account.

Nonetheless, it’s vital to needless to say charges might apply if you switch cash. This is applicable when sending cash to your checking account or family members.

Utilizing your Visa present card steadiness for purchases the place retailers settle for PayPal is without doubt one of the most cost-effective choices since your card gained’t lose any of its worth.


  • Use for PayPal purchases
  • Switch to your checking account
  • Pay a pal or member of the family

2. Purchase Different Present Playing cards

A extra oblique approach to convert your Visa present card to money is to purchase a distinct present card. If you realize you’ll use a company-branded present card, it may be extra priceless to you than one from Visa.

For instance, you would use your Visa present card to purchase an Amazon present card of equal worth. Since you should buy virtually something you would ever want on Amazon, you’d primarily be changing your Visa present playing cards into money.

You possibly can even do that for shops like Walmart, Starbucks or Goal. Nonetheless, you would possibly pay further to do that if the service provider you’re buying at fees a price for Visa-based purchases. 

Raise home page

Higher but, you would use your Visa present card to purchase discounted playing cards from websites like Elevate. This will truly improve the worth of your present card (i.e., you would flip your $35 Visa present card right into a $50 one to Jiffy Lube).


  • Commerce for extra priceless card
  • Legitimate at a service provider you like


  • Received’t work with all retailers
  • Potential charges

3. Get a Cash Order

money order near me

It’s doable to make use of your Visa present card to purchase a cash order. From there, you may deposit the cash order at your financial institution and use the funds instantly out of your checking account.

Or, you may money your cash order at any retailer that accepts cash orders. You would possibly even have the ability to money it the place you bought it.

It’s vital to notice that some banks restrict the variety of cash orders you may deposit or money. For that cause, chances are you’ll wish to test forward of time together with your financial institution in case you plan on depositing cash orders steadily.

To study extra, take a look at our article on the finest locations to purchase cash orders


  • Operate as money
  • Broadly obtainable

4. Present Card Trade Kiosk

gift card kiosk machine

Present card trade kiosks can be found all through the U.S. and around the globe. While you use a present card trade kiosk, you insert your present card into the machine as you’d with an ATM card.

The kiosk then scans your Visa present card and provides you a money supply for it.

You will have a selection as as to if to simply accept or reject the supply. For those who settle for the supply, the kiosk retains your card and provides you the cash. 

In some conditions, chances are you’ll have to take a receipt voucher to a cashier to get your cash for the trade.

For those who reject the supply, the kiosk offers you again your present card. 

Sadly, you’ll probably see a payout that’s decrease than the worth of your present card if you use kiosks. Plus, every kiosk has completely different guidelines about what they cost, and the cashout price may be fairly excessive.

Finally, this isn’t one of the best ways to transform your Visa present playing cards to money. However, in case you are in a time crunch, it may be a fast approach to receives a commission quick.


  • Straightforward and handy
  • Quick approach to get money
  • Many areas


  • Charges may be excessive
  • Might cut back present card’s worth

5. Give It as a Present

One other approach to flip Visa present playing cards into money is to provide them as items. However how precisely does this equate to changing your card to money?

By giving your card as money, you liberate cash in your funds that you’d have spent on a present on your pal or member of the family. In flip, this lets you use that budgeted money for different wants. 

The important thing to success with this concept is to ensure that you already had this expense included in your funds. That approach, the money is available if you want it. 


  • Money may be available
  • Makes present giving simpler
  • No charges

6. Pay Payments

One other distinctive approach to flip your present card into money is by utilizing it to pay payments. 

Much like gifting your Visa present card, you should utilize the money you had put aside on your payments in no matter approach you please. 

Nearly any firm that accepts bank card funds for payments will allow you to pay your payments with a Visa present card. Nonetheless, not all firms will let you pay payments with Visa present playing cards. You’ll wish to confirm that this feature will be just right for you earlier than making an attempt it.

As well as, there may be typically a price for this service. This price is charged by the corporate that you just owe. In flip, it will cut back the worth of your Visa present card.

Whereas this won’t be probably the most cost-effective approach to convert your Visa present playing cards into money, it will probably turn out to be useful in a pinch.


  • Pay payments
  • Use on-line or in particular person


  • Potential charges
  • In no way firms

7. Buy and Resell Objects

Have you ever heard about retail arbitrage? That is if you purchase one thing after which resell it at the next value. 

For those who study to do it effectively, you may earn a living with retail arbitrage. The purpose is to purchase objects that you just discover which can be priced decrease than what they’re usually promoting for. 

As an illustration, you will discover clearance objects at your native large field retailer and resell them on-line for a revenue. 

However how does this relate to changing your present playing cards to money? It’s a very out-of-the-box approach to flip your playing cards.

Primarily, you search on-line for objects that you could purchase at tremendous steep reductions and pay for them together with your Visa present card. Then, you resell them at a revenue that may cowl promoting and different charges.

Make certain to do a little analysis before you purchase the objects you wish to resell. You’ll wish to select objects which can be standard and have a excessive likelihood of reselling rapidly. 


  • Might improve card’s worth
  • Aspect hustle potential


  • Takes analysis and time
  • Some danger concerned

8. Put it in Venmo

Venmo homepage

Similar to you may put your Visa present playing cards into PayPal, you may also put the funds into Venmo. 

Merely observe the directions on the Venmo web site so as to add your Visa present card to your pockets. When you see the cash in your Venmo pockets, you should utilize it to make purchases the place Venmo is accepted.

Alternately, you may switch cash out of your Venmo pockets to your checking account.

What’s extra, Venmo doesn’t cost charges to switch cash to your checking account like PayPal does. 

Remember that chances are you’ll get a fraud warning from Venmo in case you try so as to add your Visa present card. If this occurs, don’t fear. That is merely a safety precaution, and Venmo may help you clear it up. 


  • Straightforward and quick
  • Switch to checking account
  • No charges

9. Promote It By a Web site or App

There are web sites and apps that may allow you to convert your Visa present card to money by promoting them. The finest locations to promote present playing cards depend upon how briskly you need your money and the way a lot of its worth you’re prepared to lose. 

Some websites will purchase your card instantly, whereas others will promote your present card on a market for customers to purchase. Supply costs will differ as effectively. 

For instance, CardCash offers you as much as 92% of the worth of your card. Some websites might offer you lower than that. 

Be sure you do your analysis and evaluate gives on completely different websites to get the perfect payout on your card.


  • Fast and straightforward
  • A number of apps and websites


  • Will cut back card’s worth

10. Promote It to Somebody Straight

This feature may be one of many extra easy options. You’ll be able to promote your Visa present playing cards on Craigslist or related websites, or you may promote your present card to somebody you realize and belief. 

Many individuals will contemplate shopping for Visa present playing cards from you if it means they get a deal. In any case, you should utilize these present playing cards nearly wherever. 

Whoever buys your present card can use it at a giant field retailer, restaurant or every other retailer. 

One of the simplest ways to make sure that somebody will purchase your present card is to supply a very good deal. For instance, promote a $25 present card for $22. Or promote a $100 present card for $90 or $95. 

Additionally, be prepared to barter if obligatory. It will guarantee you may promote your Visa present card rapidly.


  • Many potential consumers
  • No service charges


  • Might cut back card’s worth

Advantages of Changing a Visa Present Card to Money

Because the saying goes, “money is king.” Nonetheless, in case you aren’t positive that changing your Visa present card to money is well worth the effort, there are some situations when it’s a clever determination.

For instance, if you wish to make a purchase order however a service provider solely accepts money, utilizing your present card gained’t work. Plus, some retailers gained’t settle for Visa playing cards to finish transactions.

In each these situations, utilizing money ensures your transactions may be accomplished with none points.

Moreover, if you should utilize your present card to purchase a distinct present card that you’ll truly use and has the next worth, changing your card might offer you further respiratory room in your funds.

Alongside the identical traces, if you’ll be able to repurpose your present card to pay payments or offset the price of different bills, you may liberate money in your funds. It will will let you transfer towards your monetary targets extra rapidly.


For those who nonetheless have questions on methods to convert Visa present playing cards into money, these solutions would possibly have the ability to assist.

What’s the best approach to convert Visa present playing cards to money?

The reply to this query varies relying on the particular person. Including your present card to your PayPal or Venmo account may be simple, particularly since you are able to do it from the consolation of your sofa.

That stated, the only answer is probably going to make use of the cardboard for wanted purchases or present it and get monetary savings you’d have in any other case spent on these funds objects.

How can I get probably the most money for my Visa present playing cards?

If you wish to get probably the most money on your Visa present card, utilizing it to purchase a reduced present card of a better worth is good. Or, including it to your PayPal pockets or Venmo account are your finest choices to make sure it holds its worth.

Different methods, like promoting it both on-line or regionally, might trigger you to obtain much less money than the cardboard is price.

Is it protected to transform a Visa present card to money?

Sure. Whether or not you’ve a Vanilla Visa present card, Visa pay as you go card or one other kind of card, it’s protected in case you use one of many choices talked about above to get money. 

It’s vital to keep in mind that there are scammers and illegitimate web sites that may supply to show your Visa present card into money. Be sure you do your analysis earlier than utilizing any choice to make sure it’s protected. 

Can Visa present playing cards be used at ATMs?

Visa present playing cards usually can’t be used at ATMs to get money. 

Nonetheless, in case your Visa present card comes with a four-digit PIN, you would possibly have the ability to get money from an ATM. That stated, this functionality is uncommon.


There are a number of distinctive methods to transform Visa present playing cards to money. You simply want to seek out the choice that works finest for you. 

Think about what you want the money for, how a lot you’re prepared to pay in charges and what the best conversion technique is for you.

It will aid you decide what technique to make use of as you flip your Visa present card for money. 



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